Bowen Law OfficesLas Vegas Estate Planning Attorney | Divorce & Personal Injury2026-05-25T20:27:28Zhttps://www.lvlawfirm.com/feed/atom/WordPress/wp-content/uploads/sites/1602510/2021/06/cropped-bowenlaw-site-icon-32x32.pngOn Behalf of Bowen Law Offices<![CDATA[When an insurance company denies a valid claim]]>https://www.lvlawfirm.com/?p=476992026-05-25T20:27:28Z2026-05-25T20:27:28Zbad faith insurance.
When companies receive claims that clearly fall within the scope of a policy but refuse to pay the claim, the policyholder may need support to hold the company accountable.
Policy evaluation is helpful
Insurance companies often include numerous confusing terms in their policies. That language can lead to uncertainty about the legitimacy of a claim or the validity of a refusal to pay the claim.
Most people dealing with a denied claim that they expected the insurance company to cover find it difficult to read and understand the dense jargon included in policy documents. They may need to consult with an attorney familiar with bad faith insurance practices and policy evaluations.
A lawyer can review the policy and any exclusions the insurance company may have referenced when denying the claim. They can validate the policy limits and other details to help the policyholder pursue the coverage that they deserve. If the insurance company does not uphold the policy in good faith, then it may be necessary to file a bad faith insurance lawsuit.
Sitting down with an insurance lawyer can help people understand when insurance companies have violated their obligations under the policy and the law. A bad faith insurance lawsuit can result in a paid claim and possibly an award of additional damages due to the insurance company's misconduct.]]>On Behalf of Bowen Law Offices<![CDATA[When injuries from an accident affect your future earning potential]]>https://www.lvlawfirm.com/?p=476982026-05-14T12:43:05Z2026-05-14T12:43:05ZA serious car accident can take away the career momentum you spent years building. Even after the emergency room visits end and the visible injuries heal, you may no longer have the same physical or mental capacity to perform your job the way you once did.
You may be forced to reduce your working hours, take a lower-paying job or even leave your chosen profession altogether if your injuries prevent you from meeting the demands of your field. Fortunately, Nevada law allows you to recover compensation for future lost income based on what you would reasonably have earned over time if the crash had never happened.
The evidence you need
Insurance companies rarely accept future financial losses without a fight. They may argue that you can still work or that your condition is not as limiting as you claim. It underscores the importance of solid evidence showing how the injuries you sustained diminish your earning potential.First, you need detailed medical documentation that connects your diagnosis to clear, work-related limitations. Doctor reports, treatment notes and functional capacity evaluations can help demonstrate the extent of your injuries and show the real impact on your day-to-day job functions.Your employment records are equally important because they establish your earning history and career trajectory before the crash. Pay stubs, tax returns, job titles and performance reviews can provide a baseline for comparing what you were earning and capable of earning before the crash with what you can realistically earn after it.Expert testimony may also be necessary in more complex cases. Vocational experts evaluate how your injuries affect your ability to perform work in your field and what alternative employment options are viable under the present circumstances. Economic experts then take those findings and translate them into a calculated projection of your lifetime lost earning capacity.
Secure your financial future after a crash
When a car accident limits your earning potential, the consequences can last for decades. Seeking legal guidance early can help you build a strong claim and protect your right to recover compensation that accounts for the full impact of the accident, now and in the future.]]>On Behalf of Bowen Law Offices<![CDATA[How to handle the initial conversation with your chosen executor]]>https://www.lvlawfirm.com/?p=476972026-05-04T12:08:15Z2026-05-04T12:08:15ZAfter choosing someone who possesses the qualities you are looking for in an executor, you need to have a conversation with them. This is when you inform them you are estate planning and you believe they are best suited to administer the estate. You want to handle this initial conversation efficiently.
But how can you do that?
Before the meeting
You should prepare for the conversation. This includes creating a list of your assets and liabilities and gathering relevant supporting documents to help your chosen executor understand the complexity of the estate. Once you have all the necessary documents, choose a location and time for the meeting. A calm, private setting at a time when no one will be interrupted is ideal. Then, contact your chosen party and inform them you would like to meet them.
During the meeting
It’s vital to be gentle but direct during the conversation. Firstly, inform them about the purpose of the meeting. State that you are drafting an estate plan and you would like to name them the estate’s executor. Tell them why you chose them – the qualities they possess.Give them the list you created when explaining the assets and liabilities of the estate. Tell them how they can access them. Further, explain their expected duties, such as managing assets, communicating with beneficiaries and paying debts. It’s important to be honest when explaining the role. Let them know it requires commitment. You should also be upfront about any potential disputes among beneficiaries.Finally, inform them that they can take time before responding.Encourage them to learn more about the role before deciding.Asking a chosen party if they can serve as your executor does not have to be challenging. The tips discussed above can help you have a smooth conversation. When your chosen executor accepts the role, consider legal guidance to validate the appointment. ]]>On Behalf of Bowen Law Offices<![CDATA[When does a Nevada business answer for slippery conditions?]]>https://www.lvlawfirm.com/?p=476962026-04-17T15:40:41Z2026-04-20T08:22:59ZNot every wet surface is negligence
Some areas are meant to be wet in any desert resort. It is difficult to keep places like pool decks, splash zones and entrances during rain dry. Nevada expects businesses to plan for those risks, but the law does not demand perfection. Instead, the court looks at whether the owner acted reasonably. If the place normally is wet and when staff takes practical steps to keep it safe then your claim may be difficult to prove.
Preventable hazards often point to fault
The situations that raise red flags are those that staff could prevent easily. For example, if a spilled drink sits for 20 minutes on a casino floor without anyone cleaning it up or at least setting up an early warning nearby. Or even a freshly mopped floor that does give any warning to passersby. A leak may be in the bathroom that workers ignore for days.
When a business knows of the danger and is able to fix it but intentionally delay then that choice supports liability. In many cases, when there is proof of a delay, it matters as much as the fall itself.
What reasonable safety steps look like in real life
Nevada focuses on whether the business did the bare minimum to keep their visitors safe. At the least, property owners must perform regular checks to find any potential hazards before someone gets hurt. Actions like:
Placing cones or clear signs near wet spots
Putting floor mats at entrances and near places where they serve drinks
Clearing out spills promptly and blocking off the area during cleanup
Running routine walk-throughs and setting up a checklist of these inspections
Training staff to report hazards to management right away
When staff acts responsibly and takes these steps consistently, there may be less injuries. But when they skip any checks, your legal case gets stronger.
What your family needs after a sudden fall
A Nevada business answers for slippery conditions when it could predict the risk. They must act with reasonable care to protect you. If the floor stayed wet without signs or checks, you may have a strong claim. Remember that Nevada follows a "51 percent" rule for fault. You can still recover money if you were partially distracted, as long as the business was more at fault than you.
Report the fall immediately and ask for a written incident report. Save photos of the area and collect names of witnesses. An injury can shape your family for life through pain and missed work. Build a strong case so you can seek a fair evaluation of your harm.]]>On Behalf of Bowen Law Offices<![CDATA[What if a car crash leaves you unable to drive again?]]>https://www.lvlawfirm.com/?p=476952026-04-17T03:05:07Z2026-04-17T03:05:07ZPhysical, mental or emotional injury
One reason people do not get behind the wheel again is because of their physical injuries. Someone might be left paralyzed and unable to perform the actions needed, such as operating the controls or turning their head to check the mirrors. They might be left with severe back pain that makes sitting for long periods impossible.
Another reason someone might not drive again is if they suffer a cognitive injury. If someone’s mental functions are affected, they may no longer be able to make all the computations that are necessary for driving -- or at least not fast enough to drive safely.
Finally, some people are so traumatized by the experience of the crash that they cannot take the wheel again. They might suffer panic attacks if they even try or even suffer post-traumatic stress disorder (PTSD) as a result of the crash.
Being left unable to drive can have a significant effect on your life. It could also significantly affect your family members, too. Understanding just how costly and inconvenient this could be is crucial if you are to receive a suitable amount of compensation in a crash that was due to someone else’s negligence. Having experienced legal guidance can help.]]>On Behalf of Bowen Law Offices<![CDATA[3 reasons to fund a trust while estate planning]]>https://www.lvlawfirm.com/?p=476942026-03-27T13:05:23Z2026-03-27T13:05:23ZMany people draft wills to designate their beneficiaries and provide instructions about the distribution of their property after their passing. Others create a much more structured testamentary instrument in the form of a trust.
Trusts can provide a range of different benefits. They are useful for people in many different challenging circumstances, including the three common scenarios below.
1. Potentially problematic beneficiaries
Perhaps an older adult revising their estate plan has an adult child who struggles with addiction. Parents couldfund a trust and limit how a child uses inherited resources. Challenging marriages, financial hardship and other personal issues may make a trust a better option than a direct inheritance.
2. Concerns about long-term care
Perhaps an individual intends to apply for Medicaid as they age, and they don't want to risk being ineligible or the courts forcing the sale of their home to repay the benefits they received. People thinking about their long-term care needs may choose to establish trusts well before they ever apply for Medicaid to preserve resources and enhance their eligibility.
3. Complex family circumstances
Maybe there are two adult children in the family who always find reasons to fight. Perhaps the testator has started a blended family and intends to leave unequal bequests to their children and stepchildren. In scenarios where people anticipate conflict related to their estate planning preferences, creating a trust can be a smart decision.Making choices about how to fund a trust, choosing the type of trust and integrating the right provisions into the trust paperwork are all steps that typically require legal guidance. Working with anestate planning attorney can help people recognize when they need to trust and create one that achieves their goals.]]>On Behalf of Bowen Law Offices<![CDATA[Crush injuries from collisions can result in catastrophic consequences]]>https://www.lvlawfirm.com/?p=476932026-03-14T21:20:16Z2026-03-14T21:20:16ZCrush injuries lead to many complications
Crush injuries can pulverize bones. They can cause irreparable damage to connective tissue and muscles. Nerve damage is also quite common. Crush injuries can cause compartment syndrome, where fluids build up in or near the damaged tissue, causing a cascade of secondary medical complications.
Crush injuries can lead to tissue death in some cases and neuropathic pain caused by nerve damage in other cases. In some cases, medical professionals may choose to surgically amputate the body part. Other times, the patient may face a lengthy road to recovery that involves a variety of different forms of care.
The total costs for their treatment may exceed the medical liability insurance coverage carried by the driver at fault. The injured party may also face a short-term loss of income while they undergo treatment and then a long-term reduction in their earning potential due to the functional implications of their injury.
Crash survivors with crush injuries may need help while negotiating with insurance companies or pursuing compensation via a personal injury lawsuit. Working with a personal injury lawyer familiar with catastrophic car crash injuries can help people understand what forms of compensation may be available.]]>On Behalf of Bowen Law Offices<![CDATA[When an insurance settlement is offered in bad faith]]>https://www.lvlawfirm.com/?p=476922026-03-02T01:15:46Z2026-03-02T01:15:46ZWhat makes a settlement inappropriate?
There are two financial figures that guide determinations regarding the appropriateness of insurance settlements. The first is the total estimated losses of the policyholder. The second important figure is the applicable policy limit.
People purchasing insurance coverage invest in a set amount of financial protection. Even if their losses are five times higher than the policy limit, their insurance company will not provide more than their policy limit.
If the settlement provided is lower than the policy limit and far below the estimated total losses of the policyholder, then the settlement could constitute bad faith insurance practices. Instead of offering a reasonable amount of compensation for a covered loss, the company acted in bad faith by putting profits ahead of their obligations as established in the policy.
When there is evidence of bad faith insurance practices, policyholders may be able to file lawsuits seeking additional compensation and accountability from the insurance company. Reviewing the policy information and settlement offered can help people recognize when insurance companies have failed to fulfill their obligations.]]>On Behalf of Bowen Law Offices<![CDATA[Las Vegas casino injuries and alcohol liability]]>https://www.lvlawfirm.com/?p=476892026-02-18T07:59:54Z2026-02-17T15:00:12Zproperty bears responsibility. Under Nevada law, it may, depending on the facts.
When alcohol service creates liability
Casinos must keep their premises reasonably safe. That duty requires staff to watch guest behavior and address conduct that creates danger. Bartenders, servers and security teams should recognize clear signs of intoxication and step in when risk becomes apparent. Alcohol service may create liability when:
Staff keep serving a guest who shows obvious signs of impairment
Employees see aggression or instability and do nothing
Security receives complaints about a disruptive guest and fails to act
The property ignores clear risks in crowded or high-energy areas
The core issue is not just that alcohol was served. The real question is whether the danger was foreseeable and whether the casino responded in a reasonable way. Nevada law does not automatically hold alcohol providers liable. Still, an injured person may raise claims based on premises liability or negligent security when evidence shows the property knew or should have known a guest posed a risk.
How casinos usually frame their defense
After an incident, casino operators and insurers move quickly. They may argue that the intoxicated guest alone caused the injury or that the injured person shares blame. Nevada follows a comparative negligence rule, so a finding of partial fault can reduce potential compensation.
Casinos may also describe these events as sudden and impossible to predict. They may claim staff saw no clear signs of impairment or had no fair chance to step in. Internal policies and training programs often support that argument.
How liability is often determined
These disputes focus on what staff saw and how they reacted. Investigators study the entire course of events to determine whether the situation showed clear danger and whether employees handled it in a way that met reasonable safety standards.
Evidence carries weight. Medical records, witness statements, incident reports and surveillance footage shape how decision-makers view the facts. Rather than isolating one dramatic moment, reviewers look at the chain of events that led to the injury.
Seeking accountability in high-risk environments
Casinos profit from alcohol sales in high-energy settings. That model creates predictable risks. When warning signs appear and staff fail to act, the legal system may examine whether that failure contributed to preventable harm. If you face the aftermath of this type of incident, a careful review of the timeline and available information can help ensure that liability rests where it belongs.
]]>On Behalf of Bowen Law Offices<![CDATA[Short-term and long-term injury damages]]>https://www.lvlawfirm.com/?p=476912026-02-12T13:15:46Z2026-02-12T13:15:46ZWhen negligence causes injuries, you may want to seek compensation from the other party. You have suffered significant damages, and it only happened because of their action or inaction. They were responsible, and they should be liable for those costs.
At this time, it is important not to rush to accept an initial settlement that may not cover your full losses. You need to consider both short-term and long-term injury damages to determine what is truly owed by the other party.
Medical costs
For example, consider your medical bills. The initial injury may have meant you were rushed to the hospital, where you received emergency treatment. Those hospital bills are your short-term costs.But in the long term, you may need future surgery, physical therapy, follow-up appointments with medical professionals, access to medication, in-home care and much more. Be sure that you consider how the injury may have changed your life moving forward, not just the costs you are facing today.
Lost wages
The same can be said for lost wages. Many people who are injured miss days or weeks at work while they get treatment and recover. In the short term, they need compensation for those lost wages.But if you have a spinal cord injury (SCI) or another serious injury, you may have a reduced earning capacity. You may earn less for the rest of your life, and you may deserve compensation for this long-term impact on your career.
The legal process
When seeking full compensation, be sure that you understand exactly what legal options you have. It can help to work with an experienced personal injury attorney.]]>