Insurance policy holders in Nevada and throughout the country should be aware of their rights and of the duties that insurers owe to them. There are three main duties, as follows: The duty to defend The duty to settle claims in good faith The duty to indemnify, and to...
And Strategic Representation
Insurance Bad Faith
Is a wear and tear exclusion bad faith?
A wear and tear exclusion can be defined as a special clause or provision in an insurance policy. This policy states that the normal deterioration of an object insured in Nevada is not covered under this policy. The point is that the policy only covers losses that...
Recent changes to Nevada’s Deceptive Trade Practices Act
Nevada has long had an established deceptive trade practices statute that applies to all business entities operating within the state, and now it has been updated to address problems associated with work-around practices that many operations use within their company...
Handling a health insurance claim denial
From just 2015 to 2017, over 40 million health insurance claims filed by Americans were denied. This can create a lot of stress and fear in families, especially if the claims are expensive. Residents of Nevada should know what steps to take if their claim is denied....
Are low settlement offers a form of bad faith?
Many people own cars and homes in Nevada, and they invest money paying premiums for related insurance policies. Apartment renters, business owners, and others also rely on insurance coverage to pay for losses. When a client experiences a loss, filing a claim often...
Dancer awarded millions for insurance company bad faith
The insurance company for a Massachusetts adult entertainment club failed to investigate an accident that severely injured an employee, a federal judge has found. The employee filed a civil case against the company for insurance bad faith. The judge found the...
What happens when an insurance company is unfair to you?
Insurance is something that is often emphasized as a necessity for any citizen. Investing in different policies such as homeowner’s, health and life insurance is crucial towards protecting yourself in the event of an emergency. However, it is a complicated topic that...
My health insurer denied my claim. What’s next?
Time and time again health insurance companies deny legitimate claims and leave patients without the care they need. Whether you run into issues with prior authorization or out-of-network disputes, a denial does not mean the end of the road. Patients can fight for...