As a policyholder, you expect your insurance company to act in good faith when managing your claims. However, insurers may sometimes engage in practices that prioritize their interests over yours. Recognizing the signs of bad faith may help you protect your rights and...
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Insurance Bad Faith
What sets insurance bad faith from negligence?
Insurance is more than just a safety net. It promises peace of mind amidst the unpredictable twists and turns of life. That is why experiencing difficulties with your insurance policy may be incredibly frustrating. Two common issues that policyholders encounter are...
Inappropriate insurance claims delays could constitute bad faith
Insurance offers peace of mind and valuable protection against unpredictable circumstances. When people purchase policies, they negotiate the amount of coverage that they carry to offset their liability and risk of losses. For many people, insurance simply remains a...
What makes up an insurance bad faith claim?
As an insurance policyholder in Nevada, you'd like to believe your claims will be handled promptly and fairly. But unfortunately, that's not always the case. At times, insurance providers reject claims for spurious or unjust reasons. If this happens to you, filing an...
Explaining an insurance company’s “duty to defend”
Insurance policy holders in Nevada and throughout the country should be aware of their rights and of the duties that insurers owe to them. There are three main duties, as follows: The duty to defend The duty to settle claims in good faith The duty to indemnify, and to...
Is a wear and tear exclusion bad faith?
A wear and tear exclusion can be defined as a special clause or provision in an insurance policy. This policy states that the normal deterioration of an object insured in Nevada is not covered under this policy. The point is that the policy only covers losses that...
Recent changes to Nevada’s Deceptive Trade Practices Act
Nevada has long had an established deceptive trade practices statute that applies to all business entities operating within the state, and now it has been updated to address problems associated with work-around practices that many operations use within their company...
Handling a health insurance claim denial
From just 2015 to 2017, over 40 million health insurance claims filed by Americans were denied. This can create a lot of stress and fear in families, especially if the claims are expensive. Residents of Nevada should know what steps to take if their claim is denied....
Are low settlement offers a form of bad faith?
Many people own cars and homes in Nevada, and they invest money paying premiums for related insurance policies. Apartment renters, business owners, and others also rely on insurance coverage to pay for losses. When a client experiences a loss, filing a claim often...
Dancer awarded millions for insurance company bad faith
The insurance company for a Massachusetts adult entertainment club failed to investigate an accident that severely injured an employee, a federal judge has found. The employee filed a civil case against the company for insurance bad faith. The judge found the...